Call reports 2024
RABUN COUNTY BANK — 2024
What RABUN COUNTY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 300,807,000 | 304,920,000 | 353,544,000 | 332,616,000 |
| Total loans | 182,242,000 | 184,888,000 | 196,403,000 | 193,279,000 |
| Allowance for loan losses | 2,966,000 | 2,965,000 | 2,966,000 | 2,961,000 |
| Securities available for sale | 11,010,000 | 10,856,000 | 8,992,000 | 8,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,199,000 | 268,918,000 | 317,782,000 | 295,744,000 |
| Interest-bearing deposits | 176,832,000 | 186,544,000 | 228,981,000 | 215,188,000 |
| Noninterest-bearing deposits | 89,367,000 | 82,374,000 | 88,801,000 | 80,556,000 |
| Equity capital | 32,735,000 | 34,108,000 | 33,121,000 | 34,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,927,000 | 8,336,000 | 12,790,000 | 17,649,000 |
| Interest expense | 1,052,000 | 2,274,000 | 3,700,000 | 5,312,000 |
| Net interest income | 2,875,000 | 6,062,000 | 9,090,000 | 12,337,000 |
| Noninterest income | 422,000 | 847,000 | 1,298,000 | 1,731,000 |
| Noninterest expense | 1,774,000 | 3,592,000 | 5,488,000 | 7,404,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,526,000 | 3,325,000 | 4,909,000 | 6,674,000 |
| Income tax | 363,000 | 795,000 | 1,159,000 | 1,563,000 |
| Net income | 1,163,000 | 2,530,000 | 3,750,000 | 5,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,132,000 | 34,499,000 | 33,357,000 | 34,718,000 |