Call reports 2023
RABUN COUNTY BANK — 2023
What RABUN COUNTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 269,357,000 | 275,327,000 | 277,986,000 | 287,393,000 |
| Total loans | 160,151,000 | 165,951,000 | 166,338,000 | 172,795,000 |
| Allowance for loan losses | 2,963,000 | 2,963,000 | 2,964,000 | 2,965,000 |
| Securities available for sale | 7,556,000 | 7,370,000 | 7,098,000 | 9,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,630,000 | 244,999,000 | 246,201,000 | 254,089,000 |
| Interest-bearing deposits | 154,572,000 | 152,440,000 | 157,274,000 | 171,146,000 |
| Noninterest-bearing deposits | 84,058,000 | 92,559,000 | 88,927,000 | 82,943,000 |
| Equity capital | 29,626,000 | 29,189,000 | 30,203,000 | 31,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,139,000 | 6,630,000 | 10,207,000 | 14,131,000 |
| Interest expense | 294,000 | 797,000 | 1,562,000 | 2,511,000 |
| Net interest income | 2,845,000 | 5,833,000 | 8,645,000 | 11,620,000 |
| Noninterest income | 352,000 | 771,000 | 1,195,000 | 1,624,000 |
| Noninterest expense | 1,628,000 | 3,393,000 | 5,184,000 | 6,998,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,564,000 | 3,207,000 | 4,647,000 | 6,236,000 |
| Income tax | 401,000 | 791,000 | 1,138,000 | 1,513,000 |
| Net income | 1,163,000 | 2,416,000 | 3,509,000 | 4,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,016,000 | 29,662,000 | 30,755,000 | 31,969,000 |