Call reports 2022
RABUN COUNTY BANK — 2022
What RABUN COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 259,629,000 | 264,373,000 | 268,913,000 | 289,962,000 |
| Total loans | 139,709,000 | 144,592,000 | 148,102,000 | 150,894,000 |
| Allowance for loan losses | 3,156,000 | 3,158,000 | 3,159,000 | 3,160,000 |
| Securities available for sale | 12,290,000 | 12,039,000 | 11,662,000 | 7,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,431,000 | 236,597,000 | 239,869,000 | 260,968,000 |
| Interest-bearing deposits | 150,142,000 | 155,169,000 | 155,243,000 | 177,933,000 |
| Noninterest-bearing deposits | 77,289,000 | 81,428,000 | 84,626,000 | 83,035,000 |
| Equity capital | 26,701,000 | 27,189,000 | 28,200,000 | 28,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,743,000 | 3,645,000 | 6,066,000 | 8,990,000 |
| Interest expense | 73,000 | 138,000 | 187,000 | 330,000 |
| Net interest income | 1,670,000 | 3,507,000 | 5,879,000 | 8,660,000 |
| Noninterest income | 509,000 | 992,000 | 1,408,000 | 1,782,000 |
| Noninterest expense | 1,565,000 | 3,113,000 | 4,685,000 | 6,408,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 614,000 | 1,386,000 | 2,602,000 | 4,034,000 |
| Income tax | 149,000 | 341,000 | 376,000 | 745,000 |
| Net income | 465,000 | 1,045,000 | 2,226,000 | 3,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,802,000 | 27,516,000 | 28,530,000 | 28,613,000 |