Call reports 2021
RABUN COUNTY BANK — 2021
What RABUN COUNTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 236,319,000 | 244,891,000 | 256,094,000 | 273,060,000 |
| Total loans | 131,554,000 | 133,641,000 | 131,116,000 | 135,637,000 |
| Allowance for loan losses | 3,130,000 | 3,151,000 | 3,153,000 | 3,156,000 |
| Securities available for sale | 9,538,000 | 9,301,000 | 10,997,000 | 12,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,141,000 | 213,137,000 | 223,761,000 | 241,093,000 |
| Interest-bearing deposits | 133,715,000 | 140,249,000 | 146,529,000 | 162,946,000 |
| Noninterest-bearing deposits | 71,426,000 | 72,888,000 | 77,232,000 | 78,147,000 |
| Equity capital | 25,707,000 | 26,198,000 | 26,764,000 | 26,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,771,000 | 3,488,000 | 5,215,000 | 6,955,000 |
| Interest expense | 102,000 | 192,000 | 272,000 | 347,000 |
| Net interest income | 1,669,000 | 3,296,000 | 4,943,000 | 6,608,000 |
| Noninterest income | 495,000 | 974,000 | 1,580,000 | 2,200,000 |
| Noninterest expense | 1,502,000 | 2,950,000 | 4,441,000 | 6,020,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 662,000 | 1,320,000 | 2,082,000 | 2,788,000 |
| Income tax | 163,000 | 326,000 | 517,000 | 691,000 |
| Net income | 499,000 | 994,000 | 1,565,000 | 2,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,924,000 | 25,553,000 | 26,278,000 | 26,211,000 |