Call reports 2018
RABUN COUNTY BANK — 2018
What RABUN COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 172,532,000 | 177,101,000 | 176,748,000 | 176,217,000 |
| Total loans | 121,808,000 | 118,256,000 | 119,308,000 | 121,704,000 |
| Allowance for loan losses | 2,546,000 | 2,581,000 | 2,584,000 | 2,601,000 |
| Securities available for sale | 6,097,000 | 5,984,000 | 5,758,000 | 6,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,291,000 | 150,067,000 | 148,885,000 | 147,775,000 |
| Interest-bearing deposits | 104,062,000 | 104,528,000 | 101,130,000 | 100,542,000 |
| Noninterest-bearing deposits | 43,229,000 | 45,539,000 | 47,755,000 | 47,233,000 |
| Equity capital | 20,791,000 | 21,502,000 | 22,292,000 | 23,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,693,000 | 3,537,000 | 5,418,000 | 7,333,000 |
| Interest expense | 64,000 | 148,000 | 248,000 | 363,000 |
| Net interest income | 1,629,000 | 3,389,000 | 5,170,000 | 6,970,000 |
| Noninterest income | 305,000 | 547,000 | 888,000 | 641,000 |
| Noninterest expense | 1,303,000 | 2,658,000 | 3,979,000 | 5,327,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 631,000 | 1,278,000 | 2,079,000 | 2,284,000 |
| Income tax | 0 | 0 | 0 | -2,194,000 |
| Net income | 631,000 | 1,278,000 | 2,079,000 | 4,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,440,000 | 21,310,000 | 22,094,000 | 21,544,000 |
| Total capital | 21,867,000 | 22,719,000 | 23,488,000 | 22,974,000 |
| Risk-weighted assets | 113,005,000 | 111,520,000 | 110,289,000 | 113,247,000 |