Call reports 2017
RABUN COUNTY BANK — 2017
What RABUN COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 172,934,000 | 170,425,000 | 178,565,000 | 169,452,000 |
| Total loans | 106,215,000 | 108,477,000 | 114,089,000 | 118,980,000 |
| Allowance for loan losses | 2,743,000 | 2,549,000 | 2,548,000 | 2,533,000 |
| Securities available for sale | 4,530,000 | 6,401,000 | 6,533,000 | 6,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,244,000 | 147,260,000 | 154,326,000 | 144,962,000 |
| Interest-bearing deposits | 105,612,000 | 105,830,000 | 106,573,000 | 106,316,000 |
| Noninterest-bearing deposits | 40,632,000 | 41,430,000 | 47,753,000 | 38,646,000 |
| Equity capital | 18,225,000 | 18,675,000 | 19,558,000 | 20,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,441,000 | 2,990,000 | 4,657,000 | 6,297,000 |
| Interest expense | 94,000 | 166,000 | 234,000 | 301,000 |
| Net interest income | 1,347,000 | 2,824,000 | 4,423,000 | 5,996,000 |
| Noninterest income | 259,000 | 533,000 | 815,000 | 1,106,000 |
| Noninterest expense | 1,261,000 | 2,566,000 | 3,818,000 | 5,048,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 345,000 | 791,000 | 1,420,000 | 2,056,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 345,000 | 791,000 | 1,420,000 | 2,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,093,000 | 18,539,000 | 19,150,000 | 19,783,000 |
| Total capital | 19,353,000 | 19,857,000 | 20,509,000 | 21,199,000 |
| Risk-weighted assets | 99,275,000 | 104,115,000 | 107,430,000 | 112,078,000 |