Call reports 2008
RABUN COUNTY BANK — 2008
What RABUN COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 258,705,000 | 264,028,000 | 266,247,000 | 264,931,000 |
| Total loans | 218,920,000 | 225,499,000 | 228,906,000 | 228,152,000 |
| Allowance for loan losses | 2,659,000 | 2,689,000 | 2,737,000 | 2,718,000 |
| Securities available for sale | 22,611,000 | 21,914,000 | 15,415,000 | 13,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,294,000 | 212,370,000 | 214,985,000 | 215,778,000 |
| Interest-bearing deposits | 189,762,000 | 193,835,000 | 199,380,000 | 201,906,000 |
| Noninterest-bearing deposits | 18,532,000 | 18,535,000 | 15,605,000 | 13,872,000 |
| Equity capital | 24,608,000 | 24,792,000 | 20,790,000 | 21,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,651,000 | 9,129,000 | 13,445,000 | 17,411,000 |
| Interest expense | 2,260,000 | 4,436,000 | 6,556,000 | 8,669,000 |
| Net interest income | 2,391,000 | 4,693,000 | 6,889,000 | 8,742,000 |
| Noninterest income | 364,000 | 701,000 | 1,027,000 | 1,270,000 |
| Noninterest expense | 1,671,000 | 3,267,000 | 4,839,000 | 6,248,000 |
| Provision for loan losses | 78,000 | 156,000 | 234,000 | 772,000 |
| Pretax income | 1,006,000 | 1,976,000 | -3,195,000 | -3,563,000 |
| Income tax | 323,000 | 562,000 | 833,000 | -1,643,000 |
| Net income | 683,000 | 1,414,000 | -4,028,000 | -1,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,443,000 | 24,880,000 | 23,572,000 | 21,474,000 |
| Total capital | 27,102,000 | 27,569,000 | 26,332,000 | 24,214,000 |
| Risk-weighted assets | 217,761,000 | 223,589,000 | 224,058,000 | 219,778,000 |
Machine access — free, no API key
Every figure shown here about RABUN COUNTY BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.