Call reports 2007
RABUN COUNTY BANK — 2007
What RABUN COUNTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 244,241,000 | 252,615,000 | 247,227,000 | 243,091,000 |
| Total loans | 205,409,000 | 215,309,000 | 218,936,000 | 213,772,000 |
| Allowance for loan losses | 2,155,000 | 2,206,000 | 2,281,000 | 2,584,000 |
| Securities available for sale | 16,429,000 | 15,588,000 | 15,113,000 | 17,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,728,000 | 199,291,000 | 205,385,000 | 199,863,000 |
| Interest-bearing deposits | 180,435,000 | 180,421,000 | 187,601,000 | 183,455,000 |
| Noninterest-bearing deposits | 18,293,000 | 18,870,000 | 17,784,000 | 16,408,000 |
| Equity capital | 23,075,000 | 23,740,000 | 24,611,000 | 23,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,719,000 | 9,612,000 | 14,624,000 | 19,509,000 |
| Interest expense | 2,234,000 | 4,538,000 | 6,924,000 | 9,295,000 |
| Net interest income | 2,485,000 | 5,074,000 | 7,700,000 | 10,214,000 |
| Noninterest income | 421,000 | 834,000 | 1,280,000 | 1,694,000 |
| Noninterest expense | 1,645,000 | 3,316,000 | 4,933,000 | 6,457,000 |
| Provision for loan losses | 78,000 | 159,000 | 239,000 | 553,000 |
| Pretax income | 1,183,000 | 2,433,000 | 3,808,000 | 4,898,000 |
| Income tax | 386,000 | 798,000 | 1,258,000 | 1,611,000 |
| Net income | 797,000 | 1,635,000 | 2,550,000 | 3,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,935,000 | 23,691,000 | 24,514,000 | 23,859,000 |
| Total capital | 25,090,000 | 25,897,000 | 26,795,000 | 26,443,000 |
| Risk-weighted assets | 200,359,000 | 209,268,000 | 211,631,000 | 206,725,000 |
Machine access — free, no API key
Every figure shown here about RABUN COUNTY BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.