Call reports 2005
RABUN COUNTY BANK — 2005
What RABUN COUNTY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 190,399,000 | 201,649,000 | 206,977,000 | 209,559,000 |
| Total loans | 160,008,000 | 165,353,000 | 167,628,000 | 176,517,000 |
| Allowance for loan losses | 1,601,000 | 1,705,000 | 1,770,000 | 1,813,000 |
| Securities available for sale | 1,797,000 | 16,739,000 | 16,082,000 | 16,488,000 |
| Securities held to maturity | 15,183,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,775,000 | 161,076,000 | 165,287,000 | 166,702,000 |
| Interest-bearing deposits | 134,288,000 | 141,128,000 | 145,158,000 | 147,094,000 |
| Noninterest-bearing deposits | 18,487,000 | 19,948,000 | 20,129,000 | 19,608,000 |
| Equity capital | 12,958,000 | 13,805,000 | 14,359,000 | 14,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,804,000 | 5,834,000 | 9,148,000 | 12,643,000 |
| Interest expense | 962,000 | 2,070,000 | 3,293,000 | 4,653,000 |
| Net interest income | 1,842,000 | 3,764,000 | 5,855,000 | 7,990,000 |
| Noninterest income | 264,000 | 646,000 | 1,015,000 | 1,421,000 |
| Noninterest expense | 1,292,000 | 2,648,000 | 4,067,000 | 5,594,000 |
| Provision for loan losses | 81,000 | 192,000 | 258,000 | 324,000 |
| Pretax income | 733,000 | 1,570,000 | 2,545,000 | 3,493,000 |
| Income tax | 238,000 | 502,000 | 809,000 | 1,115,000 |
| Net income | 495,000 | 1,068,000 | 1,736,000 | 2,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,969,000 | 13,482,000 | 14,149,000 | 14,792,000 |
| Total capital | 14,570,000 | 15,187,000 | 15,919,000 | 16,605,000 |
| Risk-weighted assets | 140,564,000 | 146,236,000 | 148,703,000 | 153,910,000 |
Machine access — free, no API key
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