Call reports 2014
INTERVEST NATIONAL BANK — 2014
What INTERVEST NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,589,466,000 | 1,565,671,000 | 1,505,012,000 | 1,460,938,000 |
| Total loans | 1,140,413,000 | 1,156,148,000 | 1,173,468,000 | 1,131,275,000 |
| Allowance for loan losses | 27,368,000 | 26,548,000 | 26,584,000 | 25,154,000 |
| Securities available for sale | 980,000 | 994,000 | 305,348,000 | 204,832,000 |
| Securities held to maturity | 346,425,000 | 358,338,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,339,188,000 | 1,307,365,000 | 1,248,621,000 | 1,199,821,000 |
| Interest-bearing deposits | 1,303,435,000 | 1,275,727,000 | 1,210,632,000 | 1,168,018,000 |
| Noninterest-bearing deposits | 35,753,000 | 31,638,000 | 37,989,000 | 31,803,000 |
| Equity capital | 245,846,000 | 251,641,000 | 252,291,000 | 257,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 16,009,000 | 34,115,000 | 50,449,000 | 67,043,000 |
| Interest expense | 4,872,000 | 9,684,000 | 14,215,000 | 18,378,000 |
| Net interest income | 11,137,000 | 24,431,000 | 36,234,000 | 48,665,000 |
| Noninterest income | 791,000 | 1,263,000 | 1,645,000 | 2,020,000 |
| Noninterest expense | 5,025,000 | 9,105,000 | 12,941,000 | 17,856,000 |
| Provision for loan losses | -500,000 | -1,500,000 | -1,500,000 | -2,500,000 |
| Pretax income | 7,403,000 | 18,089,000 | 26,634,000 | 35,630,000 |
| Income tax | 3,255,000 | 7,891,000 | 11,459,000 | 15,526,000 |
| Net income | 4,148,000 | 10,198,000 | 15,175,000 | 20,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 244,710,000 | 251,641,000 | 253,455,000 | 258,114,000 |
| Total capital | 260,279,000 | 267,361,000 | 269,261,000 | 273,106,000 |
| Risk-weighted assets | 1,233,667,000 | 1,246,697,000 | 1,253,652,000 | 1,189,200,000 |