Call reports 2013
INTERVEST NATIONAL BANK — 2013
What INTERVEST NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,615,226,000 | 1,584,017,000 | 1,571,803,000 | 1,555,149,000 |
| Total loans | 1,079,631,000 | 1,054,348,000 | 1,098,442,000 | 1,125,695,000 |
| Allowance for loan losses | 28,160,000 | 26,405,000 | 26,727,000 | 27,783,000 |
| Securities available for sale | 1,005,000 | 1,011,000 | 1,016,000 | 965,000 |
| Securities held to maturity | 409,184,000 | 410,986,000 | 416,321,000 | 383,937,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,352,546,000 | 1,327,932,000 | 1,331,917,000 | 1,310,446,000 |
| Interest-bearing deposits | 1,319,931,000 | 1,289,296,000 | 1,294,122,000 | 1,277,866,000 |
| Noninterest-bearing deposits | 32,615,000 | 38,636,000 | 37,795,000 | 32,580,000 |
| Equity capital | 259,420,000 | 251,295,000 | 235,939,000 | 240,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 16,910,000 | 33,182,000 | 49,431,000 | 66,217,000 |
| Interest expense | 6,811,000 | 13,427,000 | 19,820,000 | 25,442,000 |
| Net interest income | 10,099,000 | 19,755,000 | 29,611,000 | 40,775,000 |
| Noninterest income | 751,000 | 3,188,000 | 4,424,000 | 5,309,000 |
| Noninterest expense | 3,935,000 | 9,482,000 | 14,338,000 | 18,712,000 |
| Provision for loan losses | -1,000,000 | -1,750,000 | -1,500,000 | -550,000 |
| Pretax income | 7,549,000 | 14,520,000 | 20,233,000 | 28,439,000 |
| Income tax | 3,343,000 | 6,435,000 | 8,991,000 | 12,707,000 |
| Net income | 4,206,000 | 8,085,000 | 11,242,000 | 15,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 251,809,000 | 246,915,000 | 234,166,000 | 240,918,000 |
| Total capital | 267,028,000 | 261,768,000 | 249,543,000 | 256,397,000 |
| Risk-weighted assets | 1,204,565,000 | 1,176,622,000 | 1,218,718,000 | 1,225,938,000 |