Call reports 2011
INTERVEST NATIONAL BANK — 2011
What INTERVEST NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,998,666,000 | 2,036,929,000 | 1,977,754,000 | 1,957,202,000 |
| Total loans | 1,293,411,000 | 1,247,283,000 | 1,194,938,000 | 1,160,944,000 |
| Allowance for loan losses | 31,950,000 | 31,322,000 | 31,665,000 | 30,365,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 589,940,000 | 691,334,000 | 678,118,000 | 700,444,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,741,346,000 | 1,774,535,000 | 1,718,297,000 | 1,693,302,000 |
| Interest-bearing deposits | 1,705,495,000 | 1,735,940,000 | 1,679,285,000 | 1,663,937,000 |
| Noninterest-bearing deposits | 35,851,000 | 38,595,000 | 39,012,000 | 29,365,000 |
| Equity capital | 229,657,000 | 232,975,000 | 236,600,000 | 240,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 23,465,000 | 47,687,000 | 72,337,000 | 94,906,000 |
| Interest expense | 12,707,000 | 25,201,000 | 37,409,000 | 48,497,000 |
| Net interest income | 10,758,000 | 22,486,000 | 34,928,000 | 46,409,000 |
| Noninterest income | 672,000 | 1,333,000 | 2,387,000 | 3,161,000 |
| Noninterest expense | 4,780,000 | 10,566,000 | 15,303,000 | 21,188,000 |
| Provision for loan losses | 2,045,000 | 2,787,000 | 4,728,000 | 4,728,000 |
| Pretax income | 4,500,000 | 10,361,000 | 17,083,000 | 23,453,000 |
| Income tax | 2,019,000 | 4,640,000 | 7,814,000 | 10,749,000 |
| Net income | 2,481,000 | 5,721,000 | 9,269,000 | 12,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 201,129,000 | 207,168,000 | 212,444,000 | 218,590,000 |
| Total capital | 219,849,000 | 225,584,000 | 230,001,000 | 235,766,000 |
| Risk-weighted assets | 1,484,408,000 | 1,460,395,000 | 1,390,411,000 | 1,360,812,000 |