Call reports 2010
INTERVEST NATIONAL BANK — 2010
What INTERVEST NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,259,995,000 | 2,147,994,000 | 2,087,663,000 | 2,055,399,000 |
| Total loans | 1,617,791,000 | 1,386,590,000 | 1,354,610,000 | 1,329,905,000 |
| Allowance for loan losses | 27,750,000 | 29,900,000 | 31,800,000 | 34,390,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 491,067,000 | 621,244,000 | 613,844,000 | 614,336,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,968,477,000 | 1,894,100,000 | 1,844,750,000 | 1,796,377,000 |
| Interest-bearing deposits | 1,929,273,000 | 1,849,722,000 | 1,804,055,000 | 1,765,071,000 |
| Noninterest-bearing deposits | 39,204,000 | 44,378,000 | 40,695,000 | 31,306,000 |
| Equity capital | 239,948,000 | 205,788,000 | 206,386,000 | 227,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 29,956,000 | 57,556,000 | 82,711,000 | 107,806,000 |
| Interest expense | 16,647,000 | 32,193,000 | 46,812,000 | 60,583,000 |
| Net interest income | 13,309,000 | 25,363,000 | 35,899,000 | 47,223,000 |
| Noninterest income | 372,000 | 835,000 | 1,224,000 | 2,114,000 |
| Noninterest expense | 7,087,000 | 21,759,000 | 30,384,000 | 37,336,000 |
| Provision for loan losses | 9,210,000 | 94,280,000 | 95,878,000 | 98,571,000 |
| Pretax income | -2,976,000 | -90,491,000 | -90,204,000 | -87,986,000 |
| Income tax | -1,216,000 | -38,960,000 | -38,761,000 | -37,744,000 |
| Net income | -1,760,000 | -51,531,000 | -51,443,000 | -50,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 239,948,000 | 172,950,000 | 175,059,000 | 197,660,000 |
| Total capital | 262,941,000 | 193,103,000 | 194,801,000 | 216,914,000 |
| Risk-weighted assets | 1,834,687,000 | 1,602,496,000 | 1,567,317,000 | 1,525,184,000 |