Call reports 2006
FRANKLIN COMMUNITY BANK, NATIONAL ASSOCIATION — 2006
What FRANKLIN COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 166,761,000 | 171,857,000 | 178,561,000 | 195,088,000 |
| Total loans | 152,356,000 | 158,186,000 | 156,202,000 | 156,496,000 |
| Allowance for loan losses | 1,861,000 | 1,895,000 | 1,897,000 | 1,943,000 |
| Securities available for sale | 4,249,000 | 3,742,000 | 8,737,000 | 20,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,270,000 | 140,609,000 | 151,455,000 | 167,072,000 |
| Interest-bearing deposits | 120,683,000 | 125,254,000 | 136,992,000 | 152,739,000 |
| Noninterest-bearing deposits | 15,587,000 | 15,355,000 | 14,463,000 | 14,333,000 |
| Equity capital | 14,433,000 | 15,495,000 | 16,294,000 | 16,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,975,000 | 6,218,000 | 9,632,000 | 13,226,000 |
| Interest expense | 1,169,000 | 2,536,000 | 4,108,000 | 5,942,000 |
| Net interest income | 1,806,000 | 3,682,000 | 5,524,000 | 7,284,000 |
| Noninterest income | 171,000 | 322,000 | 506,000 | 709,000 |
| Noninterest expense | 855,000 | 1,721,000 | 2,634,000 | 3,573,000 |
| Provision for loan losses | 79,000 | 117,000 | 117,000 | 191,000 |
| Pretax income | 1,043,000 | 2,166,000 | 3,279,000 | 4,229,000 |
| Income tax | 323,000 | 679,000 | 1,024,000 | 1,305,000 |
| Net income | 720,000 | 1,487,000 | 2,255,000 | 2,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,466,000 | 15,533,000 | 16,301,000 | 16,970,000 |
| Total capital | 16,327,000 | 17,428,000 | 18,198,000 | 18,913,000 |
| Risk-weighted assets | 151,054,000 | 157,029,000 | 156,390,000 | 160,085,000 |
Machine access — free, no API key
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