Call reports 2025
FARMERS BANK, THE — 2025
What FARMERS BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 103,719,000 | 103,518,000 | 108,431,000 | 115,364,000 |
| Total loans | 86,702,000 | 91,725,000 | 94,269,000 | 100,432,000 |
| Allowance for loan losses | 1,105,000 | 1,139,000 | 1,167,000 | 1,232,000 |
| Securities available for sale | 4,555,000 | 4,418,000 | 4,408,000 | 4,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,531,000 | 92,074,000 | 94,491,000 | 100,464,000 |
| Interest-bearing deposits | 64,585,000 | 65,950,000 | 67,409,000 | 74,576,000 |
| Noninterest-bearing deposits | 27,946,000 | 26,124,000 | 27,082,000 | 25,888,000 |
| Equity capital | 10,229,000 | 10,462,000 | 11,123,000 | 13,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,648,000 | 3,446,000 | 5,321,000 | 7,287,000 |
| Interest expense | 657,000 | 1,348,000 | 2,043,000 | 2,763,000 |
| Net interest income | 991,000 | 2,098,000 | 3,278,000 | 4,524,000 |
| Noninterest income | 44,000 | 91,000 | 140,000 | 193,000 |
| Noninterest expense | 744,000 | 1,525,000 | 2,286,000 | 3,083,000 |
| Provision for loan losses | 34,000 | 68,000 | 100,000 | 167,000 |
| Pretax income | 257,000 | 596,000 | 1,032,000 | 1,467,000 |
| Income tax | 68,000 | 157,000 | 277,000 | 378,000 |
| Net income | 189,000 | 439,000 | 755,000 | 1,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,538,000 | 10,787,000 | 11,353,000 | 14,193,000 |