Call reports 2022
FARMERS BANK, THE — 2022
What FARMERS BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 75,826,000 | 77,625,000 | 73,454,000 | 74,983,000 |
| Total loans | 64,315,000 | 65,205,000 | 63,797,000 | 63,512,000 |
| Allowance for loan losses | 1,239,000 | 1,273,000 | 1,297,000 | 1,305,000 |
| Securities available for sale | 4,787,000 | 4,276,000 | 4,018,000 | 3,817,000 |
| Securities held to maturity | 1,978,000 | 1,949,000 | 1,947,000 | 1,945,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,653,000 | 69,119,000 | 63,052,000 | 66,158,000 |
| Interest-bearing deposits | 46,302,000 | 46,653,000 | 42,253,000 | 44,026,000 |
| Noninterest-bearing deposits | 20,351,000 | 22,466,000 | 20,799,000 | 22,132,000 |
| Equity capital | 8,473,000 | 8,378,000 | 8,488,000 | 8,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 983,000 | 1,880,000 | 2,807,000 | 3,844,000 |
| Interest expense | 94,000 | 169,000 | 261,000 | 430,000 |
| Net interest income | 889,000 | 1,711,000 | 2,546,000 | 3,414,000 |
| Noninterest income | 43,000 | 89,000 | 139,000 | 162,000 |
| Noninterest expense | 648,000 | 1,310,000 | 1,986,000 | 2,612,000 |
| Provision for loan losses | 21,000 | 21,000 | 21,000 | 21,000 |
| Pretax income | 263,000 | 469,000 | 678,000 | 943,000 |
| Income tax | 55,000 | 126,000 | 183,000 | 255,000 |
| Net income | 208,000 | 343,000 | 495,000 | 688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,709,000 | 8,783,000 | 8,936,000 | 9,129,000 |