Call reports 2021
FARMERS BANK, THE — 2021
What FARMERS BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 76,268,000 | 76,966,000 | 77,796,000 | 78,490,000 |
| Total loans | 57,469,000 | 56,515,000 | 58,123,000 | 62,346,000 |
| Allowance for loan losses | 1,105,000 | 1,107,000 | 1,216,000 | 1,187,000 |
| Securities available for sale | 3,311,000 | 6,178,000 | 5,896,000 | 5,332,000 |
| Securities held to maturity | 500,000 | 1,578,000 | 1,578,000 | 1,978,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,771,000 | 68,439,000 | 69,142,000 | 69,854,000 |
| Interest-bearing deposits | 47,833,000 | 48,428,000 | 45,897,000 | 47,789,000 |
| Noninterest-bearing deposits | 19,937,000 | 20,011,000 | 23,244,000 | 22,064,000 |
| Equity capital | 8,335,000 | 8,376,000 | 8,515,000 | 8,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 774,000 | 1,565,000 | 2,439,000 | 3,297,000 |
| Interest expense | 191,000 | 342,000 | 486,000 | 592,000 |
| Net interest income | 583,000 | 1,223,000 | 1,953,000 | 2,705,000 |
| Noninterest income | 34,000 | 78,000 | 121,000 | 166,000 |
| Noninterest expense | 589,000 | 1,226,000 | 1,865,000 | 2,542,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 28,000 | 75,000 | 209,000 | 304,000 |
| Income tax | 0 | 0 | 0 | 64,000 |
| Net income | 28,000 | 75,000 | 209,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,335,000 | 8,376,000 | 8,515,000 | 8,500,000 |
| Total capital | 9,062,000 | 9,089,000 | — | — |
| Risk-weighted assets | 57,818,000 | 56,689,000 | — | — |