Call reports 2019
FARMERS BANK, THE — 2019
What FARMERS BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 121,107,000 | 115,293,000 | 90,723,000 | 89,848,000 |
| Total loans | 92,243,000 | 86,301,000 | 74,742,000 | 68,184,000 |
| Allowance for loan losses | 1,404,000 | 1,783,000 | 1,995,000 | 1,796,000 |
| Securities available for sale | 0 | 2,978,000 | 2,997,000 | 2,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,514,000 | 107,160,000 | 88,205,000 | 87,969,000 |
| Interest-bearing deposits | 94,815,000 | 88,693,000 | 73,019,000 | 73,523,000 |
| Noninterest-bearing deposits | 17,699,000 | 18,467,000 | 15,186,000 | 14,446,000 |
| Equity capital | 8,243,000 | 7,724,000 | 2,156,000 | 1,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,426,000 | 2,842,000 | 4,047,000 | 5,106,000 |
| Interest expense | 412,000 | 1,001,000 | 1,493,000 | 1,968,000 |
| Net interest income | 1,014,000 | 1,841,000 | 2,554,000 | 3,138,000 |
| Noninterest income | 173,000 | 309,000 | 322,000 | 369,000 |
| Noninterest expense | 1,024,000 | 2,035,000 | 3,013,000 | 3,914,000 |
| Provision for loan losses | 144,000 | 615,000 | 6,058,000 | 6,418,000 |
| Pretax income | 19,000 | -500,000 | -6,195,000 | -6,825,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 19,000 | -500,000 | -6,195,000 | -6,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,243,000 | 7,724,000 | 2,156,000 | 1,526,000 |
| Total capital | 9,422,000 | 8,872,000 | 3,060,000 | 2,374,000 |
| Risk-weighted assets | 94,032,000 | 91,252,000 | 71,260,000 | 66,785,000 |