Call reports 2016
FARMERS BANK, THE — 2016
What FARMERS BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 40,338,000 | 38,581,000 | 36,771,000 | 39,610,000 |
| Total loans | 28,580,000 | 27,932,000 | 29,086,000 | 32,764,000 |
| Allowance for loan losses | 425,000 | 442,000 | 431,000 | 428,000 |
| Securities available for sale | 5,391,000 | 4,718,000 | 3,274,000 | 2,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,700,000 | 34,006,000 | 32,141,000 | 31,931,000 |
| Interest-bearing deposits | 26,554,000 | 25,731,000 | 24,279,000 | 22,580,000 |
| Noninterest-bearing deposits | 9,147,000 | 8,275,000 | 7,863,000 | 9,350,000 |
| Equity capital | 4,626,000 | 4,559,000 | 4,618,000 | 4,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 863,000 | 1,402,000 | 1,929,000 |
| Interest expense | 34,000 | 77,000 | 108,000 | 149,000 |
| Net interest income | 408,000 | 786,000 | 1,294,000 | 1,780,000 |
| Noninterest income | 72,000 | 140,000 | 258,000 | 444,000 |
| Noninterest expense | 393,000 | 906,000 | 1,469,000 | 2,202,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 88,000 | 21,000 | 84,000 | 22,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 88,000 | 21,000 | 84,000 | 22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,626,000 | 4,561,000 | 4,618,000 | 4,547,000 |
| Total capital | 5,022,000 | 4,961,000 | 5,002,000 | 4,943,000 |
| Risk-weighted assets | 31,650,000 | 31,962,000 | 30,623,000 | 31,618,000 |