Call reports 2015
FARMERS BANK, THE — 2015
What FARMERS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 38,250,000 | 36,460,000 | 36,224,000 | 39,312,000 |
| Total loans | 23,893,000 | 23,871,000 | 26,803,000 | 27,756,000 |
| Allowance for loan losses | 446,000 | 501,000 | 544,000 | 446,000 |
| Securities available for sale | 7,691,000 | 7,028,000 | 6,205,000 | 6,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,651,000 | 31,881,000 | 31,727,000 | 34,727,000 |
| Interest-bearing deposits | 25,728,000 | 24,769,000 | 21,989,000 | 25,327,000 |
| Noninterest-bearing deposits | 7,924,000 | 7,112,000 | 9,738,000 | 9,401,000 |
| Equity capital | 4,384,000 | 4,365,000 | 4,483,000 | 4,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 386,000 | 750,000 | 1,153,000 | 1,577,000 |
| Interest expense | 24,000 | 49,000 | 72,000 | 101,000 |
| Net interest income | 362,000 | 701,000 | 1,081,000 | 1,476,000 |
| Noninterest income | 66,000 | 144,000 | 261,000 | 340,000 |
| Noninterest expense | 381,000 | 755,000 | 1,097,000 | 1,472,000 |
| Provision for loan losses | 45,000 | 90,000 | 129,000 | 129,000 |
| Pretax income | 2,000 | 0 | 116,000 | 215,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000 | 0 | 116,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,384,000 | 4,365,000 | 4,483,000 | 4,573,000 |
| Total capital | 4,763,000 | 4,726,000 | 4,885,000 | 4,984,000 |
| Risk-weighted assets | 30,255,000 | 28,722,000 | 31,985,000 | 32,849,000 |