Call reports 2014
FARMERS BANK, THE — 2014
What FARMERS BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 44,460,000 | 41,178,000 | 39,807,000 | 39,339,000 |
| Total loans | 27,275,000 | 24,478,000 | 23,760,000 | 24,111,000 |
| Allowance for loan losses | 437,000 | 419,000 | 453,000 | 505,000 |
| Securities available for sale | 3,659,000 | 6,640,000 | 7,364,000 | 7,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,939,000 | 36,861,000 | 35,454,000 | 34,751,000 |
| Interest-bearing deposits | 30,292,000 | 29,934,000 | 27,219,000 | 26,094,000 |
| Noninterest-bearing deposits | 9,648,000 | 6,928,000 | 8,235,000 | 8,657,000 |
| Equity capital | 4,510,000 | 4,308,000 | 4,342,000 | 4,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 488,000 | 942,000 | 1,349,000 | 1,749,000 |
| Interest expense | 27,000 | 55,000 | 84,000 | 108,000 |
| Net interest income | 461,000 | 887,000 | 1,265,000 | 1,641,000 |
| Noninterest income | 67,000 | 143,000 | 223,000 | 330,000 |
| Noninterest expense | 426,000 | 882,000 | 1,262,000 | 1,655,000 |
| Provision for loan losses | 207,000 | 437,000 | 482,000 | 527,000 |
| Pretax income | -105,000 | -289,000 | -256,000 | -211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -105,000 | -289,000 | -256,000 | -211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,491,000 | 4,304,000 | 4,332,000 | 4,377,000 |
| Total capital | 4,902,000 | 4,690,000 | 4,710,000 | 4,754,000 |
| Risk-weighted assets | 32,833,000 | 30,858,000 | 30,180,000 | 30,028,000 |