Call reports 2013
FARMERS BANK, THE — 2013
What FARMERS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 47,033,000 | 44,081,000 | 41,965,000 | 40,967,000 |
| Total loans | 36,352,000 | 31,372,000 | 29,490,000 | 29,548,000 |
| Allowance for loan losses | 818,000 | 819,000 | 418,000 | 465,000 |
| Securities available for sale | 3,710,000 | 3,673,000 | 3,666,000 | 3,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,255,000 | 39,483,000 | 37,342,000 | 36,337,000 |
| Interest-bearing deposits | 35,703,000 | 33,265,000 | 30,592,000 | 29,584,000 |
| Noninterest-bearing deposits | 6,552,000 | 6,217,000 | 6,750,000 | 6,753,000 |
| Equity capital | 4,754,000 | 4,581,000 | 4,608,000 | 4,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 569,000 | 1,159,000 | 1,677,000 | 2,153,000 |
| Interest expense | 59,000 | 99,000 | 133,000 | 161,000 |
| Net interest income | 510,000 | 1,060,000 | 1,544,000 | 1,992,000 |
| Noninterest income | 66,000 | 138,000 | 217,000 | 320,000 |
| Noninterest expense | 400,000 | 892,000 | 1,383,000 | 1,779,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 131,000 | 216,000 | 243,000 | 353,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 131,000 | 216,000 | 243,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,735,000 | 4,560,000 | 4,588,000 | 4,600,000 |
| Total capital | 5,244,000 | 5,013,000 | 5,006,000 | 5,027,000 |
| Risk-weighted assets | 40,401,000 | 35,878,000 | 34,317,000 | 34,099,000 |