Call reports 2012
FARMERS BANK, THE — 2012
What FARMERS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 53,036,000 | 55,390,000 | 54,247,000 | 51,734,000 |
| Total loans | 44,240,000 | 42,519,000 | 42,196,000 | 39,481,000 |
| Allowance for loan losses | 411,000 | 737,000 | 759,000 | 771,000 |
| Securities available for sale | 4,088,000 | 4,291,000 | 4,283,000 | 3,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,898,000 | 50,915,000 | 49,734,000 | 47,071,000 |
| Interest-bearing deposits | 39,616,000 | 43,325,000 | 42,029,000 | 39,598,000 |
| Noninterest-bearing deposits | 8,282,000 | 7,591,000 | 7,705,000 | 7,473,000 |
| Equity capital | 5,077,000 | 4,422,000 | 4,464,000 | 4,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 815,000 | 1,562,000 | 2,297,000 | 3,028,000 |
| Interest expense | 133,000 | 248,000 | 357,000 | 448,000 |
| Net interest income | 682,000 | 1,314,000 | 1,940,000 | 2,580,000 |
| Noninterest income | 122,000 | 218,000 | 339,000 | 462,000 |
| Noninterest expense | 371,000 | 829,000 | 1,310,000 | 1,877,000 |
| Provision for loan losses | 30,000 | 415,000 | 435,000 | 465,000 |
| Pretax income | 403,000 | 288,000 | 534,000 | 700,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 403,000 | 288,000 | 534,000 | 700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,042,000 | 4,392,000 | 4,438,000 | 4,604,000 |
| Total capital | 5,453,000 | 4,963,000 | 5,004,000 | 5,151,000 |
| Risk-weighted assets | 46,046,000 | 45,517,000 | 45,067,000 | 43,501,000 |