Call reports 2011
FARMERS BANK, THE — 2011
What FARMERS BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 54,048,000 | 54,901,000 | 55,147,000 | 55,050,000 |
| Total loans | 43,315,000 | 42,992,000 | 42,624,000 | 43,181,000 |
| Allowance for loan losses | 424,000 | 455,000 | 487,000 | 379,000 |
| Securities available for sale | 3,425,000 | 3,090,000 | 4,109,000 | 4,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,819,000 | 49,872,000 | 49,927,000 | 49,993,000 |
| Interest-bearing deposits | 41,603,000 | 42,573,000 | 41,575,000 | 42,077,000 |
| Noninterest-bearing deposits | 7,216,000 | 7,299,000 | 8,353,000 | 7,915,000 |
| Equity capital | 5,141,000 | 4,951,000 | 5,141,000 | 4,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 846,000 | 1,683,000 | 2,504,000 | 3,235,000 |
| Interest expense | 171,000 | 333,000 | 485,000 | 619,000 |
| Net interest income | 675,000 | 1,350,000 | 2,019,000 | 2,616,000 |
| Noninterest income | 124,000 | 251,000 | 388,000 | 454,000 |
| Noninterest expense | 402,000 | 839,000 | 1,242,000 | 1,913,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 367,000 | 702,000 | 1,075,000 | 1,037,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 367,000 | 702,000 | 1,075,000 | 1,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,109,000 | 4,919,000 | 5,092,000 | 4,944,000 |
| Total capital | 5,533,000 | 5,374,000 | 5,579,000 | 5,323,000 |
| Risk-weighted assets | 44,296,000 | 45,141,000 | 45,830,000 | 46,075,000 |