Call reports 2010
FARMERS BANK, THE — 2010
What FARMERS BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 52,066,000 | 51,782,000 | 52,679,000 | 52,105,000 |
| Total loans | 42,550,000 | 40,034,000 | 41,395,000 | 44,102,000 |
| Allowance for loan losses | 392,000 | 418,000 | 447,000 | 385,000 |
| Securities available for sale | 3,897,000 | 3,446,000 | 3,448,000 | 3,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,921,000 | 46,681,000 | 47,512,000 | 47,008,000 |
| Interest-bearing deposits | 40,414,000 | 40,077,000 | 40,858,000 | 39,235,000 |
| Noninterest-bearing deposits | 6,507,000 | 6,603,000 | 6,654,000 | 7,773,000 |
| Equity capital | 5,029,000 | 5,001,000 | 5,062,000 | 4,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 885,000 | 1,754,000 | 2,556,000 | 3,361,000 |
| Interest expense | 190,000 | 370,000 | 549,000 | 732,000 |
| Net interest income | 695,000 | 1,384,000 | 2,007,000 | 2,629,000 |
| Noninterest income | 124,000 | 261,000 | 398,000 | 515,000 |
| Noninterest expense | 371,000 | 799,000 | 1,250,000 | 1,893,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 418,000 | 786,000 | 1,065,000 | 1,131,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 418,000 | 786,000 | 1,065,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,979,000 | 4,962,000 | 5,016,000 | 4,967,000 |
| Total capital | 5,371,000 | 5,380,000 | 5,463,000 | 5,352,000 |
| Risk-weighted assets | 41,764,000 | 41,293,000 | 42,309,000 | 44,065,000 |