Call reports 2026
POINTS WEST COMMUNITY BANK — 2026
What POINTS WEST COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 855,903,000 | 877,585,000 |
| Total loans | 470,776,000 | 468,358,000 |
| Allowance for loan losses | 8,795,000 | 8,791,000 |
| Securities available for sale | 325,713,000 | 353,267,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 763,605,000 | 767,981,000 |
| Interest-bearing deposits | 593,583,000 | 607,309,000 |
| Noninterest-bearing deposits | 170,022,000 | 160,672,000 |
| Equity capital | 69,727,000 | 69,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,286,000 | 21,256,000 |
| Interest expense | 2,834,000 | 5,817,000 |
| Net interest income | 7,452,000 | 15,439,000 |
| Noninterest income | 744,000 | 1,487,000 |
| Noninterest expense | 5,000,000 | 10,681,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 3,196,000 | 6,245,000 |
| Income tax | 15,000 | 30,000 |
| Net income | 3,181,000 | 6,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 79,777,000 | 81,611,000 |