Call reports 2018
POINTS WEST COMMUNITY BANK — 2018
What POINTS WEST COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 249,200,000 | 247,378,000 | 251,481,000 | 252,303,000 |
| Total loans | 168,079,000 | 163,230,000 | 168,176,000 | 167,014,000 |
| Allowance for loan losses | 3,419,000 | 3,423,000 | 3,482,000 | 3,585,000 |
| Securities available for sale | 60,445,000 | 63,135,000 | 67,758,000 | 63,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,071,000 | 206,884,000 | 207,131,000 | 215,611,000 |
| Interest-bearing deposits | 151,745,000 | 155,896,000 | 153,150,000 | 157,253,000 |
| Noninterest-bearing deposits | 56,326,000 | 50,988,000 | 53,981,000 | 58,358,000 |
| Equity capital | 24,671,000 | 25,219,000 | 24,779,000 | 25,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,899,000 | 5,885,000 | 8,934,000 | 12,360,000 |
| Interest expense | 327,000 | 662,000 | 1,030,000 | 1,457,000 |
| Net interest income | 2,572,000 | 5,223,000 | 7,904,000 | 10,903,000 |
| Noninterest income | 129,000 | 328,000 | 519,000 | 805,000 |
| Noninterest expense | 1,285,000 | 2,605,000 | 4,003,000 | 5,446,000 |
| Provision for loan losses | 113,000 | 113,000 | 113,000 | 113,000 |
| Pretax income | 1,301,000 | 2,831,000 | 4,305,000 | 6,147,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,301,000 | 2,831,000 | 4,305,000 | 6,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,250,000 | 24,939,000 | 24,913,000 | 25,506,000 |
| Total capital | 26,328,000 | 27,012,000 | 27,078,000 | 27,640,000 |
| Risk-weighted assets | 164,973,000 | 164,553,000 | 171,928,000 | 169,293,000 |