Call reports 2006
POINTS WEST COMMUNITY BANK — 2006
What POINTS WEST COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 97,097,000 | 91,661,000 | 90,598,000 | 94,236,000 |
| Total loans | 74,013,000 | 72,747,000 | 69,590,000 | 68,608,000 |
| Allowance for loan losses | 1,361,000 | 1,304,000 | 1,245,000 | 1,277,000 |
| Securities available for sale | 8,433,000 | 9,247,000 | 9,835,000 | 9,868,000 |
| Securities held to maturity | 1,300,000 | 1,284,000 | 1,272,000 | 1,259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,400,000 | 77,320,000 | 76,566,000 | 81,046,000 |
| Interest-bearing deposits | 73,203,000 | 67,623,000 | 66,513,000 | 68,620,000 |
| Noninterest-bearing deposits | 9,197,000 | 9,697,000 | 10,053,000 | 12,426,000 |
| Equity capital | 9,222,000 | 9,162,000 | 9,230,000 | 9,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,606,000 | 3,218,000 | 4,808,000 | 6,411,000 |
| Interest expense | 553,000 | 1,130,000 | 1,701,000 | 2,328,000 |
| Net interest income | 1,053,000 | 2,088,000 | 3,107,000 | 4,083,000 |
| Noninterest income | 104,000 | 221,000 | 318,000 | 417,000 |
| Noninterest expense | 704,000 | 1,394,000 | 2,076,000 | 2,733,000 |
| Provision for loan losses | 21,000 | 21,000 | 21,000 | 21,000 |
| Pretax income | 432,000 | 894,000 | 1,328,000 | 1,746,000 |
| Income tax | 137,000 | 294,000 | 411,000 | 550,000 |
| Net income | 295,000 | 600,000 | 917,000 | 1,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,800,000 | 7,827,000 | 7,857,000 | 7,836,000 |
| Total capital | 8,730,000 | 8,741,000 | 8,751,000 | 8,741,000 |
| Risk-weighted assets | 73,940,000 | 72,691,000 | 71,197,000 | 72,046,000 |
Machine access — free, no API key
Every figure shown here about POINTS WEST COMMUNITY BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.