Call reports 2026
FIRST SOUTHERN NATIONAL BANK — 2026
What FIRST SOUTHERN NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,277,097,000 | 1,282,399,000 |
| Total loans | 799,238,000 | 793,716,000 |
| Allowance for loan losses | 12,277,000 | 13,604,000 |
| Securities available for sale | 237,968,000 | 229,647,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,111,275,000 | 1,117,717,000 |
| Interest-bearing deposits | 869,997,000 | 878,251,000 |
| Noninterest-bearing deposits | 241,278,000 | 239,466,000 |
| Equity capital | 148,780,000 | 148,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 16,210,000 | 34,021,000 |
| Interest expense | 2,476,000 | 4,884,000 |
| Net interest income | 13,734,000 | 29,137,000 |
| Noninterest income | 3,114,000 | 5,237,000 |
| Noninterest expense | 11,033,000 | 21,435,000 |
| Provision for loan losses | 519,000 | 1,929,000 |
| Pretax income | 6,598,000 | 6,997,000 |
| Income tax | 1,629,000 | 1,761,000 |
| Net income | 4,969,000 | 5,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 137,516,000 | 137,783,000 |
| Total capital | 147,238,000 | 147,244,000 |
| Risk-weighted assets | 774,554,000 | 751,877,000 |