Call reports 2021
FIRST SOUTHERN NATIONAL BANK — 2021
What FIRST SOUTHERN NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,102,436,000 | 1,119,704,000 | 1,127,703,000 | 1,180,778,000 |
| Total loans | 651,583,000 | 657,370,000 | 629,034,000 | 632,219,000 |
| Allowance for loan losses | 10,082,000 | 10,187,000 | 10,323,000 | 10,349,000 |
| Securities available for sale | 175,277,000 | 218,992,000 | 217,594,000 | 272,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 988,687,000 | 1,003,869,000 | 1,010,947,000 | 1,065,042,000 |
| Interest-bearing deposits | 744,020,000 | 741,834,000 | 747,200,000 | 787,278,000 |
| Noninterest-bearing deposits | 244,667,000 | 262,035,000 | 263,747,000 | 277,764,000 |
| Equity capital | 106,395,000 | 108,597,000 | 108,758,000 | 108,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,771,000 | 18,276,000 | 28,269,000 | 37,190,000 |
| Interest expense | 318,000 | 601,000 | 806,000 | 996,000 |
| Net interest income | 8,453,000 | 17,675,000 | 27,463,000 | 36,194,000 |
| Noninterest income | 1,505,000 | 3,102,000 | 4,757,000 | 6,445,000 |
| Noninterest expense | 6,726,000 | 13,812,000 | 21,311,000 | 28,999,000 |
| Provision for loan losses | 104,000 | 209,000 | 443,000 | 533,000 |
| Pretax income | 2,503,000 | 6,620,000 | 8,860,000 | 12,031,000 |
| Income tax | 456,000 | 1,458,000 | 1,986,000 | 2,747,000 |
| Net income | 2,047,000 | 5,162,000 | 6,874,000 | 9,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,244,000 | 91,362,000 | 92,076,000 | 93,487,000 |
| Total capital | 96,828,000 | 99,202,000 | 99,568,000 | 101,141,000 |
| Risk-weighted assets | 604,257,000 | 624,879,000 | 596,558,000 | 609,607,000 |