Call reports 2019
FIRST SOUTHERN NATIONAL BANK — 2019
What FIRST SOUTHERN NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 861,245,000 | 868,517,000 | 897,729,000 | 895,737,000 |
| Total loans | 620,539,000 | 624,710,000 | 624,873,000 | 627,224,000 |
| Allowance for loan losses | 8,002,000 | 7,994,000 | 8,074,000 | 8,424,000 |
| Securities available for sale | 119,464,000 | 116,970,000 | 140,065,000 | 135,998,000 |
| Securities held to maturity | 252,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 760,396,000 | 766,195,000 | 793,135,000 | 789,753,000 |
| Interest-bearing deposits | 601,581,000 | 602,268,000 | 614,890,000 | 623,931,000 |
| Noninterest-bearing deposits | 158,815,000 | 163,927,000 | 178,245,000 | 165,822,000 |
| Equity capital | 93,996,000 | 95,061,000 | 97,478,000 | 98,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,429,000 | 19,095,000 | 28,962,000 | 38,835,000 |
| Interest expense | 346,000 | 751,000 | 1,259,000 | 1,806,000 |
| Net interest income | 9,083,000 | 18,344,000 | 27,703,000 | 37,029,000 |
| Noninterest income | 1,475,000 | 3,169,000 | 4,774,000 | 6,367,000 |
| Noninterest expense | 6,971,000 | 14,293,000 | 21,438,000 | 28,783,000 |
| Provision for loan losses | 154,000 | 269,000 | 367,000 | 786,000 |
| Pretax income | 3,433,000 | 6,951,000 | 10,672,000 | 13,830,000 |
| Income tax | 716,000 | 1,461,000 | 2,237,000 | 2,900,000 |
| Net income | 2,717,000 | 5,490,000 | 8,435,000 | 10,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,489,000 | 79,267,000 | 81,218,000 | 82,719,000 |
| Total capital | 86,681,000 | 86,466,000 | 88,394,000 | 89,898,000 |
| Risk-weighted assets | 574,510,000 | 575,157,000 | 573,195,000 | 573,110,000 |