Call reports 2018
FIRST SOUTHERN NATIONAL BANK — 2018
What FIRST SOUTHERN NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 869,954,000 | 852,652,000 | 852,559,000 | 839,978,000 |
| Total loans | 594,887,000 | 593,277,000 | 613,052,000 | 610,967,000 |
| Allowance for loan losses | 7,519,000 | 7,776,000 | 7,822,000 | 7,910,000 |
| Securities available for sale | 143,862,000 | 138,604,000 | 134,406,000 | 126,204,000 |
| Securities held to maturity | 1,844,000 | 1,296,000 | 1,296,000 | 252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 771,500,000 | 754,767,000 | 755,120,000 | 741,397,000 |
| Interest-bearing deposits | 622,008,000 | 599,097,000 | 602,615,000 | 585,555,000 |
| Noninterest-bearing deposits | 149,492,000 | 155,670,000 | 152,505,000 | 155,842,000 |
| Equity capital | 89,021,000 | 90,351,000 | 89,620,000 | 91,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,658,000 | 17,848,000 | 27,110,000 | 36,666,000 |
| Interest expense | 268,000 | 490,000 | 729,000 | 1,013,000 |
| Net interest income | 8,390,000 | 17,358,000 | 26,381,000 | 35,653,000 |
| Noninterest income | 1,469,000 | 3,094,000 | 4,674,000 | 6,325,000 |
| Noninterest expense | 6,728,000 | 13,723,000 | 21,013,000 | 29,190,000 |
| Provision for loan losses | 153,000 | 519,000 | 672,000 | 850,000 |
| Pretax income | 2,878,000 | 6,110,000 | 9,270,000 | 11,838,000 |
| Income tax | 589,000 | 1,258,000 | 1,911,000 | 2,464,000 |
| Net income | 2,289,000 | 4,852,000 | 7,359,000 | 9,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,649,000 | 77,223,000 | 76,740,000 | 77,765,000 |
| Total capital | 82,579,000 | 84,095,000 | 83,911,000 | 84,924,000 |
| Risk-weighted assets | 553,800,000 | 548,830,000 | 573,019,000 | 571,979,000 |