Call reports 2017
FIRST SOUTHERN NATIONAL BANK — 2017
What FIRST SOUTHERN NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 874,822,000 | 872,309,000 | 855,137,000 | 848,892,000 |
| Total loans | 555,334,000 | 570,896,000 | 573,468,000 | 586,869,000 |
| Allowance for loan losses | 6,613,000 | 6,727,000 | 7,342,000 | 7,471,000 |
| Securities available for sale | 198,991,000 | 190,580,000 | 175,520,000 | 160,500,000 |
| Securities held to maturity | 2,922,000 | 1,844,000 | 1,844,000 | 1,844,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 775,752,000 | 771,821,000 | 753,708,000 | 750,670,000 |
| Interest-bearing deposits | 632,188,000 | 623,458,000 | 610,489,000 | 600,989,000 |
| Noninterest-bearing deposits | 143,564,000 | 148,363,000 | 143,219,000 | 149,681,000 |
| Equity capital | 86,671,000 | 88,589,000 | 89,461,000 | 88,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,224,000 | 16,715,000 | 25,861,000 | 34,549,000 |
| Interest expense | 317,000 | 623,000 | 929,000 | 1,216,000 |
| Net interest income | 7,907,000 | 16,092,000 | 24,932,000 | 33,333,000 |
| Noninterest income | 1,447,000 | 2,915,000 | 4,431,000 | 6,008,000 |
| Noninterest expense | 6,535,000 | 13,206,000 | 19,975,000 | 27,165,000 |
| Provision for loan losses | 224,000 | 393,000 | 980,000 | 1,138,000 |
| Pretax income | 2,595,000 | 5,465,000 | 8,510,000 | 11,000,000 |
| Income tax | 821,000 | 1,735,000 | 2,721,000 | 3,484,000 |
| Net income | 1,774,000 | 3,730,000 | 5,789,000 | 7,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,593,000 | 72,562,000 | 73,635,000 | 74,376,000 |
| Total capital | 78,206,000 | 79,289,000 | 80,417,000 | 81,271,000 |
| Risk-weighted assets | 531,333,000 | 543,349,000 | 542,028,000 | 551,014,000 |