Call reports 2013
FIRST SOUTHERN NATIONAL BANK — 2013
What FIRST SOUTHERN NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 730,191,000 | 705,622,000 | 712,038,000 | 701,667,000 |
| Total loans | 430,849,000 | 431,959,000 | 429,578,000 | 431,279,000 |
| Allowance for loan losses | 5,719,000 | 5,527,000 | 5,461,000 | 5,308,000 |
| Securities available for sale | 204,679,000 | 201,354,000 | 198,580,000 | 186,625,000 |
| Securities held to maturity | 4,000,000 | 4,000,000 | 4,000,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 641,275,000 | 620,081,000 | 627,841,000 | 616,446,000 |
| Interest-bearing deposits | 496,978,000 | 484,313,000 | 484,476,000 | 478,258,000 |
| Noninterest-bearing deposits | 144,297,000 | 135,768,000 | 143,365,000 | 138,188,000 |
| Equity capital | 80,191,000 | 78,990,000 | 76,989,000 | 78,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,812,000 | 13,789,000 | 20,973,000 | 28,009,000 |
| Interest expense | 763,000 | 1,444,000 | 2,059,000 | 2,604,000 |
| Net interest income | 6,049,000 | 12,345,000 | 18,914,000 | 25,405,000 |
| Noninterest income | 1,202,000 | 2,510,000 | 3,728,000 | 5,291,000 |
| Noninterest expense | 5,344,000 | 11,305,000 | 16,652,000 | 22,528,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,009,000 | 3,804,000 | 6,371,000 | 8,585,000 |
| Income tax | 638,000 | 1,204,000 | 1,994,000 | 2,686,000 |
| Net income | 1,371,000 | 2,600,000 | 4,377,000 | 5,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,605,000 | 62,834,000 | 61,810,000 | 63,333,000 |
| Total capital | 67,035,000 | 68,271,000 | 67,271,000 | 68,641,000 |
| Risk-weighted assets | 434,132,000 | 434,847,000 | 436,988,000 | 436,456,000 |