Call reports 2012
FIRST SOUTHERN NATIONAL BANK — 2012
What FIRST SOUTHERN NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 708,103,000 | 686,000,000 | 691,008,000 | 698,534,000 |
| Total loans | 393,304,000 | 419,532,000 | 426,401,000 | 422,689,000 |
| Allowance for loan losses | 6,062,000 | 6,005,000 | 6,003,000 | 5,858,000 |
| Securities available for sale | 178,919,000 | 181,916,000 | 177,007,000 | 171,749,000 |
| Securities held to maturity | 4,000,000 | 4,000,000 | 4,000,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 617,590,000 | 594,415,000 | 597,062,000 | 611,140,000 |
| Interest-bearing deposits | 484,995,000 | 470,204,000 | 472,268,000 | 472,528,000 |
| Noninterest-bearing deposits | 132,595,000 | 124,211,000 | 124,794,000 | 138,612,000 |
| Equity capital | 79,845,000 | 81,912,000 | 84,301,000 | 79,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,694,000 | 15,006,000 | 23,503,000 | 31,709,000 |
| Interest expense | 977,000 | 1,895,000 | 2,790,000 | 3,602,000 |
| Net interest income | 6,717,000 | 13,111,000 | 20,713,000 | 28,107,000 |
| Noninterest income | 1,747,000 | 2,829,000 | 4,128,000 | 5,447,000 |
| Noninterest expense | 5,557,000 | 10,925,000 | 16,420,000 | 21,840,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,907,000 | 5,015,000 | 8,421,000 | 11,713,000 |
| Income tax | 936,000 | 1,602,000 | 2,713,000 | 3,801,000 |
| Net income | 1,971,000 | 3,413,000 | 5,708,000 | 7,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,292,000 | 62,734,000 | 65,030,000 | 60,234,000 |
| Total capital | 66,300,000 | 67,979,000 | 70,304,000 | 65,507,000 |
| Risk-weighted assets | 399,549,000 | 418,837,000 | 421,227,000 | 421,225,000 |