Call reports 2011
FIRST SOUTHERN NATIONAL BANK — 2011
What FIRST SOUTHERN NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 666,520,000 | 652,143,000 | 661,292,000 | 675,932,000 |
| Total loans | 387,870,000 | 393,043,000 | 395,103,000 | 401,842,000 |
| Allowance for loan losses | 6,621,000 | 6,493,000 | 6,403,000 | 6,262,000 |
| Securities available for sale | 179,104,000 | 174,039,000 | 165,527,000 | 166,861,000 |
| Securities held to maturity | 4,000,000 | 4,000,000 | 4,000,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 560,724,000 | 551,727,000 | 559,087,000 | 572,993,000 |
| Interest-bearing deposits | 455,168,000 | 449,066,000 | 451,787,000 | 457,853,000 |
| Noninterest-bearing deposits | 105,556,000 | 102,661,000 | 107,300,000 | 115,140,000 |
| Equity capital | 79,024,000 | 81,309,000 | 83,323,000 | 78,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,856,000 | 14,158,000 | 21,243,000 | 28,273,000 |
| Interest expense | 1,174,000 | 2,283,000 | 3,386,000 | 4,405,000 |
| Net interest income | 5,682,000 | 11,875,000 | 17,857,000 | 23,868,000 |
| Noninterest income | 1,500,000 | 2,899,000 | 4,342,000 | 5,809,000 |
| Noninterest expense | 5,245,000 | 10,431,000 | 15,733,000 | 21,173,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,941,000 | 4,355,000 | 6,478,000 | 8,614,000 |
| Income tax | 614,000 | 1,399,000 | 2,093,000 | 2,765,000 |
| Net income | 1,327,000 | 2,956,000 | 4,385,000 | 5,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,800,000 | 62,429,000 | 63,857,000 | 59,321,000 |
| Total capital | 65,739,000 | 67,318,000 | 68,799,000 | 64,424,000 |
| Risk-weighted assets | 393,469,000 | 389,500,000 | 393,870,000 | 407,050,000 |