Call reports 2006
FIRST SOUTHERN NATIONAL BANK — 2006
What FIRST SOUTHERN NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 714,097,000 | 689,737,000 | 689,137,000 | 689,165,000 |
| Total loans | 522,321,000 | 514,204,000 | 501,062,000 | 477,783,000 |
| Allowance for loan losses | 6,317,000 | 6,714,000 | 6,721,000 | 6,779,000 |
| Securities available for sale | 128,824,000 | 116,758,000 | 115,629,000 | 146,542,000 |
| Securities held to maturity | 205,000 | 186,000 | 169,000 | 155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 625,205,000 | 601,942,000 | 599,292,000 | 598,174,000 |
| Interest-bearing deposits | 521,882,000 | 499,255,000 | 495,120,000 | 491,726,000 |
| Noninterest-bearing deposits | 103,323,000 | 102,687,000 | 104,172,000 | 106,448,000 |
| Equity capital | 63,084,000 | 62,780,000 | 63,561,000 | 63,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 11,170,000 | 23,207,000 | 34,937,000 | 46,934,000 |
| Interest expense | 3,491,000 | 7,283,000 | 11,369,000 | 15,558,000 |
| Net interest income | 7,679,000 | 15,924,000 | 23,568,000 | 31,376,000 |
| Noninterest income | 973,000 | 1,844,000 | 3,013,000 | 4,347,000 |
| Noninterest expense | 5,480,000 | 11,251,000 | 17,015,000 | 23,196,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 2,972,000 | 6,317,000 | 9,366,000 | 12,327,000 |
| Income tax | 884,000 | 1,885,000 | 2,794,000 | 3,600,000 |
| Net income | 2,088,000 | 4,432,000 | 6,572,000 | 8,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,349,000 | 48,943,000 | 48,834,000 | 48,488,000 |
| Total capital | 54,667,000 | 55,456,000 | 55,269,000 | 54,753,000 |
| Risk-weighted assets | 528,040,000 | 520,842,000 | 514,546,000 | 500,660,000 |
Machine access — free, no API key
Every figure shown here about FIRST SOUTHERN NATIONAL BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.