Call reports 2018
PEOPLES BANK, THE — 2018
What PEOPLES BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 162,091,000 | 166,032,000 |
| Total loans | 147,517,000 | 152,128,000 |
| Allowance for loan losses | 1,705,000 | 1,709,000 |
| Securities available for sale | 6,143,000 | 6,041,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 136,635,000 | 136,759,000 |
| Interest-bearing deposits | 115,132,000 | 114,712,000 |
| Noninterest-bearing deposits | 21,503,000 | 22,047,000 |
| Equity capital | 15,153,000 | 15,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 1,989,000 | 3,990,000 |
| Interest expense | 290,000 | 614,000 |
| Net interest income | 1,699,000 | 3,376,000 |
| Noninterest income | 99,000 | 190,000 |
| Noninterest expense | 832,000 | 1,690,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 966,000 | 1,876,000 |
| Income tax | 239,000 | 467,000 |
| Net income | 727,000 | 1,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 15,109,000 | 15,790,000 |
| Total capital | 16,802,000 | 17,481,000 |
| Risk-weighted assets | 135,502,000 | 135,322,000 |