Call reports 2017
PEOPLES BANK, THE — 2017
What PEOPLES BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 139,674,000 | 147,924,000 | 152,718,000 | 155,191,000 |
| Total loans | 120,803,000 | 133,660,000 | 138,258,000 | 143,896,000 |
| Allowance for loan losses | 1,454,000 | 1,465,000 | 1,468,000 | 1,703,000 |
| Securities available for sale | 7,360,000 | 7,196,000 | 6,607,000 | 6,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,773,000 | 124,239,000 | 128,345,000 | 126,899,000 |
| Interest-bearing deposits | 97,639,000 | 101,221,000 | 103,670,000 | 106,299,000 |
| Noninterest-bearing deposits | 23,134,000 | 23,018,000 | 24,675,000 | 20,600,000 |
| Equity capital | 12,799,000 | 13,316,000 | 13,858,000 | 14,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,601,000 | 3,281,000 | 5,151,000 | 7,098,000 |
| Interest expense | 157,000 | 322,000 | 537,000 | 771,000 |
| Net interest income | 1,444,000 | 2,959,000 | 4,614,000 | 6,327,000 |
| Noninterest income | 91,000 | 172,000 | 274,000 | 772,000 |
| Noninterest expense | 838,000 | 1,638,000 | 2,498,000 | 3,707,000 |
| Provision for loan losses | 0 | 0 | 0 | 255,000 |
| Pretax income | 697,000 | 1,493,000 | 2,390,000 | 3,137,000 |
| Income tax | 265,000 | 567,000 | 908,000 | 1,020,000 |
| Net income | 432,000 | 926,000 | 1,482,000 | 2,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,696,000 | 13,190,000 | 13,746,000 | 14,382,000 |
| Total capital | 13,965,000 | 14,624,000 | 15,214,000 | 15,963,000 |
| Risk-weighted assets | 101,386,000 | 114,697,000 | 118,429,000 | 126,376,000 |