Call reports 2016
PEOPLES BANK, THE — 2016
What PEOPLES BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 120,410,000 | 124,672,000 | 129,214,000 | 139,855,000 |
| Total loans | 104,696,000 | 112,213,000 | 115,719,000 | 120,259,000 |
| Allowance for loan losses | 1,216,000 | 1,221,000 | 1,246,000 | 1,450,000 |
| Securities available for sale | 8,317,000 | 8,285,000 | 8,173,000 | 7,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,256,000 | 106,340,000 | 111,086,000 | 121,755,000 |
| Interest-bearing deposits | 87,931,000 | 91,122,000 | 95,496,000 | 96,281,000 |
| Noninterest-bearing deposits | 15,325,000 | 15,218,000 | 15,590,000 | 25,474,000 |
| Equity capital | 11,316,000 | 11,671,000 | 12,101,000 | 12,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,350,000 | 2,756,000 | 4,272,000 | 5,820,000 |
| Interest expense | 135,000 | 277,000 | 433,000 | 596,000 |
| Net interest income | 1,215,000 | 2,479,000 | 3,839,000 | 5,224,000 |
| Noninterest income | 60,000 | 103,000 | 274,000 | 378,000 |
| Noninterest expense | 749,000 | 1,540,000 | 2,354,000 | 3,286,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 496,000 | 1,012,000 | 1,729,000 | 2,286,000 |
| Income tax | 189,000 | 385,000 | 657,000 | 847,000 |
| Net income | 307,000 | 627,000 | 1,072,000 | 1,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,125,000 | 11,446,000 | 11,895,000 | 12,264,000 |
| Total capital | 12,220,000 | 12,615,000 | 13,116,000 | 13,524,000 |
| Risk-weighted assets | 87,509,000 | 93,471,000 | 97,694,000 | 100,645,000 |