Call reports 2015
PEOPLES BANK, THE — 2015
What PEOPLES BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 108,629,000 | 112,876,000 | 116,100,000 | 120,775,000 |
| Total loans | 90,302,000 | 98,428,000 | 101,627,000 | 101,274,000 |
| Allowance for loan losses | 1,201,000 | 1,174,000 | 1,203,000 | 1,182,000 |
| Securities available for sale | 10,969,000 | 10,352,000 | 9,031,000 | 8,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,224,000 | 95,037,000 | 95,148,000 | 102,124,000 |
| Interest-bearing deposits | 79,862,000 | 81,060,000 | 80,792,000 | 85,511,000 |
| Noninterest-bearing deposits | 13,362,000 | 13,977,000 | 14,356,000 | 16,613,000 |
| Equity capital | 10,122,000 | 10,392,000 | 10,782,000 | 10,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,201,000 | 2,466,000 | 3,792,000 | 5,184,000 |
| Interest expense | 95,000 | 197,000 | 304,000 | 417,000 |
| Net interest income | 1,106,000 | 2,269,000 | 3,488,000 | 4,767,000 |
| Noninterest income | 102,000 | 183,000 | 241,000 | 301,000 |
| Noninterest expense | 693,000 | 1,371,000 | 2,054,000 | 3,037,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 515,000 | 1,081,000 | 1,691,000 | 2,047,000 |
| Income tax | 188,000 | 402,000 | 634,000 | 771,000 |
| Net income | 327,000 | 679,000 | 1,057,000 | 1,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,860,000 | 10,212,000 | 10,398,000 | 10,809,000 |
| Total capital | 10,826,000 | 11,233,000 | 11,442,000 | 11,867,000 |
| Risk-weighted assets | 77,050,000 | 81,529,000 | 83,284,000 | 84,572,000 |