Call reports 2013
PEOPLES BANK, THE — 2013
What PEOPLES BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 89,368,000 | 91,411,000 | 91,621,000 | 97,520,000 |
| Total loans | 67,163,000 | 67,204,000 | 67,608,000 | 76,435,000 |
| Allowance for loan losses | 937,000 | 941,000 | 765,000 | 972,000 |
| Securities available for sale | 15,131,000 | 13,694,000 | 12,935,000 | 12,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,431,000 | 83,609,000 | 83,432,000 | 86,132,000 |
| Interest-bearing deposits | 72,054,000 | 72,089,000 | 69,787,000 | 72,908,000 |
| Noninterest-bearing deposits | 9,376,000 | 11,520,000 | 13,645,000 | 13,224,000 |
| Equity capital | 7,835,000 | 7,723,000 | 7,734,000 | 8,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 983,000 | 2,117,000 | 3,101,000 | 4,181,000 |
| Interest expense | 103,000 | 203,000 | 283,000 | 358,000 |
| Net interest income | 880,000 | 1,914,000 | 2,818,000 | 3,823,000 |
| Noninterest income | 51,000 | 69,000 | 110,000 | 489,000 |
| Noninterest expense | 670,000 | 1,443,000 | 2,204,000 | 2,742,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 261,000 | 544,000 | 728,000 | 1,574,000 |
| Income tax | 89,000 | 185,000 | 253,000 | 564,000 |
| Net income | 172,000 | 359,000 | 475,000 | 1,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,473,000 | 7,579,000 | 7,695,000 | 8,230,000 |
| Total capital | 8,225,000 | 8,345,000 | 8,448,000 | 9,103,000 |
| Risk-weighted assets | 60,158,000 | 61,139,000 | 60,209,000 | 69,771,000 |