Call reports 2012
PEOPLES BANK, THE — 2012
What PEOPLES BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 90,933,000 | 91,955,000 | 91,145,000 | 92,410,000 |
| Total loans | 62,618,000 | 65,096,000 | 71,272,000 | 68,100,000 |
| Allowance for loan losses | 1,567,000 | 1,632,000 | 2,690,000 | 937,000 |
| Securities available for sale | 19,022,000 | 17,180,000 | 15,429,000 | 15,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,886,000 | 83,826,000 | 83,778,000 | 84,596,000 |
| Interest-bearing deposits | 73,757,000 | 73,478,000 | 73,331,000 | 74,854,000 |
| Noninterest-bearing deposits | 9,129,000 | 10,348,000 | 10,446,000 | 9,743,000 |
| Equity capital | 7,959,000 | 8,030,000 | 7,242,000 | 7,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,063,000 | 2,068,000 | 3,117,000 | 4,182,000 |
| Interest expense | 149,000 | 290,000 | 410,000 | 524,000 |
| Net interest income | 914,000 | 1,778,000 | 2,707,000 | 3,658,000 |
| Noninterest income | 38,000 | 86,000 | 39,000 | 88,000 |
| Noninterest expense | 619,000 | 1,267,000 | 1,900,000 | 2,652,000 |
| Provision for loan losses | 150,000 | 255,000 | 1,313,000 | 1,311,000 |
| Pretax income | 183,000 | 514,000 | -294,000 | -44,000 |
| Income tax | 62,000 | 175,000 | 240,000 | 0 |
| Net income | 121,000 | 339,000 | -534,000 | -44,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,532,000 | 7,685,000 | 6,811,000 | 7,301,000 |
| Total capital | 8,303,000 | 8,467,000 | 7,609,000 | 8,065,000 |
| Risk-weighted assets | 61,002,000 | 61,685,000 | 61,917,000 | 60,937,000 |