Call reports 2008
PEOPLES BANK, THE — 2008
What PEOPLES BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 64,462,000 | 69,604,000 | 73,122,000 | 79,698,000 |
| Total loans | 57,429,000 | 62,013,000 | 65,109,000 | 72,216,000 |
| Allowance for loan losses | 643,000 | 673,000 | 558,000 | 614,000 |
| Securities available for sale | 0 | 573,000 | 791,000 | 752,000 |
| Securities held to maturity | 1,043,000 | 464,000 | 465,000 | 447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,785,000 | 60,004,000 | 61,312,000 | 66,293,000 |
| Interest-bearing deposits | 51,849,000 | 52,985,000 | 54,275,000 | 56,881,000 |
| Noninterest-bearing deposits | 6,936,000 | 7,019,000 | 7,037,000 | 9,412,000 |
| Equity capital | 5,228,000 | 6,193,000 | 6,359,000 | 6,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,176,000 | 2,368,000 | 3,593,000 | 4,821,000 |
| Interest expense | 499,000 | 956,000 | 1,430,000 | 1,922,000 |
| Net interest income | 677,000 | 1,412,000 | 2,163,000 | 2,899,000 |
| Noninterest income | 73,000 | 128,000 | 195,000 | 257,000 |
| Noninterest expense | 501,000 | 1,023,000 | 1,569,000 | 2,107,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 316,000 |
| Pretax income | 219,000 | 457,000 | 699,000 | 733,000 |
| Income tax | 67,000 | 137,000 | 212,000 | 222,000 |
| Net income | 152,000 | 320,000 | 487,000 | 511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,228,000 | 6,193,000 | 6,543,000 | 6,385,000 |
| Total capital | 5,871,000 | 6,866,000 | 7,101,000 | 6,999,000 |
| Risk-weighted assets | 51,295,000 | 54,688,000 | 58,384,000 | 64,824,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES BANK, THE — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.