Call reports 2024
GIFFORD STATE BANK, THE — 2024
What GIFFORD STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 188,274,000 | 187,531,000 | 185,728,000 | 188,866,000 |
| Total loans | 129,772,000 | 130,253,000 | 131,705,000 | 132,029,000 |
| Allowance for loan losses | 2,244,000 | 2,066,000 | 2,097,000 | 2,034,000 |
| Securities available for sale | 1,228,000 | 1,177,000 | 1,148,000 | 1,044,000 |
| Securities held to maturity | 32,803,000 | 32,556,000 | 31,872,000 | 31,256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,376,000 | 163,950,000 | 161,496,000 | 163,931,000 |
| Interest-bearing deposits | 132,408,000 | 130,471,000 | 130,798,000 | 130,758,000 |
| Noninterest-bearing deposits | 32,968,000 | 33,479,000 | 30,698,000 | 33,173,000 |
| Equity capital | 21,186,000 | 21,842,000 | 22,449,000 | 23,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,160,000 | 4,482,000 | 6,824,000 | 9,193,000 |
| Interest expense | 248,000 | 522,000 | 823,000 | 1,133,000 |
| Net interest income | 1,912,000 | 3,960,000 | 6,001,000 | 8,060,000 |
| Noninterest income | 110,000 | 249,000 | 370,000 | 842,000 |
| Noninterest expense | 1,123,000 | 2,287,000 | 3,496,000 | 4,841,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 899,000 | 1,922,000 | 2,875,000 | 4,061,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 899,000 | 1,922,000 | 2,875,000 | 4,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,304,000 | 21,947,000 | 22,511,000 | 23,197,000 |