Call reports 2012

GIFFORD STATE BANK, THE — 2012

Name: GIFFORD STATE BANK, THE — FFIEC call report 2012
Creator: GIFFORD STATE BANK, THE

What GIFFORD STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.

PERIOD: 2012SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/205737c8-e8f1-4102-b5a3-3fe32e783bed/2012

Balance sheet

What the bank holds and owes at quarter end

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Total assets	129,313,000	126,781,000	126,765,000	129,176,000
Total loans	73,782,000	78,997,000	83,725,000	86,449,000
Allowance for loan losses	864,000	976,000	965,000	1,039,000
Securities available for sale	13,171,000	12,541,000	11,967,000	11,676,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	118,119,000	115,570,000	115,259,000	117,117,000
Interest-bearing deposits	100,609,000	99,882,000	99,495,000	100,709,000
Noninterest-bearing deposits	17,510,000	15,688,000	15,764,000	16,408,000
Equity capital	10,451,000	10,632,000	10,861,000	11,156,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Interest income	1,206,000	2,438,000	3,729,000	5,018,000
Interest expense	236,000	453,000	656,000	843,000
Net interest income	970,000	1,985,000	3,073,000	4,175,000
Noninterest income	148,000	387,000	510,000	885,000
Noninterest expense	760,000	1,499,000	2,242,000	3,038,000
Provision for loan losses	65,000	225,000	283,000	443,000
Pretax income	293,000	648,000	1,058,000	1,582,000
Income tax	0	0	0	0
Net income	293,000	648,000	1,058,000	1,582,000

Basel measures — not reported for every quarter

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Tier 1 capital	10,372,000	10,547,000	10,776,000	11,111,000
Total capital	11,236,000	11,523,000	11,741,000	12,155,000
Risk-weighted assets	89,237,000	93,551,000	97,388,000	99,434,000