Call reports 2025
FIRST NATIONAL BANK OF MCGREGOR, THE — 2025
What FIRST NATIONAL BANK OF MCGREGOR, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 987,728,000 | 981,720,000 | 994,434,000 | 1,010,945,000 |
| Total loans | 754,248,000 | 754,783,000 | 757,759,000 | 786,082,000 |
| Allowance for loan losses | 9,297,000 | 9,158,000 | 9,686,000 | 10,827,000 |
| Securities available for sale | 76,065,000 | 71,773,000 | 71,134,000 | 70,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 895,226,000 | 876,824,000 | 903,865,000 | 916,084,000 |
| Interest-bearing deposits | 815,933,000 | 792,639,000 | 798,685,000 | 819,086,000 |
| Noninterest-bearing deposits | 79,293,000 | 84,185,000 | 105,180,000 | 96,998,000 |
| Equity capital | 86,741,000 | 89,649,000 | 82,884,000 | 85,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,069,000 | 34,509,000 | 52,257,000 | 69,730,000 |
| Interest expense | 7,993,000 | 15,826,000 | 23,444,000 | 30,870,000 |
| Net interest income | 9,076,000 | 18,683,000 | 28,813,000 | 38,860,000 |
| Noninterest income | 812,000 | 1,670,000 | 2,466,000 | 3,197,000 |
| Noninterest expense | 6,150,000 | 12,577,000 | 19,063,000 | 25,056,000 |
| Provision for loan losses | 555,000 | 1,430,000 | 2,030,000 | 4,156,000 |
| Pretax income | 3,203,000 | 6,366,000 | 10,156,000 | 12,828,000 |
| Income tax | 708,000 | 1,350,000 | 2,138,000 | 2,675,000 |
| Net income | 2,495,000 | 5,016,000 | 8,018,000 | 10,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,844,000 | 97,315,000 | 89,742,000 | 91,826,000 |
| Total capital | 104,231,000 | 106,563,000 | 99,101,000 | 101,630,000 |
| Risk-weighted assets | 752,766,000 | 750,375,000 | 748,289,000 | 783,210,000 |