Call reports 2024
FIRST NATIONAL BANK OF MCGREGOR, THE — 2024
What FIRST NATIONAL BANK OF MCGREGOR, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 887,935,000 | 917,502,000 | 947,985,000 | 977,658,000 |
| Total loans | 650,207,000 | 696,949,000 | 715,173,000 | 744,049,000 |
| Allowance for loan losses | 8,358,000 | 8,342,000 | 8,571,000 | 8,891,000 |
| Securities available for sale | 85,152,000 | 82,994,000 | 81,391,000 | 77,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 800,149,000 | 808,282,000 | 853,641,000 | 868,081,000 |
| Interest-bearing deposits | 720,860,000 | 725,829,000 | 768,004,000 | 787,999,000 |
| Noninterest-bearing deposits | 79,289,000 | 82,453,000 | 85,637,000 | 80,082,000 |
| Equity capital | 77,346,000 | 79,628,000 | 83,786,000 | 84,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,890,000 | 29,361,000 | 45,529,000 | 62,348,000 |
| Interest expense | 6,702,000 | 13,603,000 | 21,241,000 | 28,905,000 |
| Net interest income | 7,188,000 | 15,758,000 | 24,288,000 | 33,443,000 |
| Noninterest income | 773,000 | 1,464,000 | 2,170,000 | 2,960,000 |
| Noninterest expense | 6,197,000 | 12,476,000 | 18,816,000 | 23,426,000 |
| Provision for loan losses | 350,000 | 650,000 | 1,020,000 | 2,325,000 |
| Pretax income | 1,414,000 | 4,096,000 | 6,592,000 | 10,642,000 |
| Income tax | 319,000 | 909,000 | 1,419,000 | 2,188,000 |
| Net income | 1,095,000 | 3,187,000 | 5,173,000 | 8,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,928,000 | 89,149,000 | 91,264,000 | 93,099,000 |
| Total capital | 95,048,000 | 97,591,000 | 99,965,000 | 102,100,000 |
| Risk-weighted assets | 649,298,000 | 699,464,000 | 723,813,000 | 745,664,000 |