Call reports 2023
FIRST NATIONAL BANK OF MCGREGOR, THE — 2023
What FIRST NATIONAL BANK OF MCGREGOR, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 811,788,000 | 845,229,000 | 871,420,000 | 864,521,000 |
| Total loans | 583,882,000 | 579,475,000 | 615,930,000 | 631,631,000 |
| Allowance for loan losses | 8,001,000 | 8,017,000 | 7,858,000 | 8,079,000 |
| Securities available for sale | 89,217,000 | 86,880,000 | 83,633,000 | 86,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 736,526,000 | 769,675,000 | 794,853,000 | 783,738,000 |
| Interest-bearing deposits | 647,464,000 | 684,433,000 | 710,117,000 | 694,132,000 |
| Noninterest-bearing deposits | 89,062,000 | 85,242,000 | 84,736,000 | 89,606,000 |
| Equity capital | 71,277,000 | 72,175,000 | 71,988,000 | 76,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,435,000 | 24,331,000 | 37,209,000 | 51,403,000 |
| Interest expense | 4,299,000 | 9,410,000 | 15,071,000 | 21,159,000 |
| Net interest income | 7,136,000 | 14,921,000 | 22,138,000 | 30,244,000 |
| Noninterest income | 682,000 | 1,357,000 | 2,043,000 | 2,373,000 |
| Noninterest expense | 3,719,000 | 9,570,000 | 15,377,000 | 21,310,000 |
| Provision for loan losses | 400,000 | 700,000 | 1,000,000 | 1,450,000 |
| Pretax income | 3,699,000 | 6,008,000 | 7,804,000 | 9,857,000 |
| Income tax | 758,000 | 1,264,000 | 1,640,000 | 2,063,000 |
| Net income | 2,941,000 | 4,744,000 | 6,164,000 | 7,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,181,000 | 82,959,000 | 84,576,000 | 86,403,000 |
| Total capital | 88,363,000 | 90,293,000 | 92,396,000 | 94,302,000 |
| Risk-weighted assets | 573,781,000 | 586,089,000 | 625,501,000 | 631,719,000 |