Call reports 2022
FIRST NATIONAL BANK OF MCGREGOR, THE — 2022
What FIRST NATIONAL BANK OF MCGREGOR, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 784,882,000 | 744,579,000 | 742,380,000 | 768,602,000 |
| Total loans | 530,175,000 | 542,146,000 | 558,081,000 | 568,518,000 |
| Allowance for loan losses | 7,703,000 | 7,780,000 | 8,033,000 | 7,982,000 |
| Securities available for sale | 101,543,000 | 95,570,000 | 89,096,000 | 88,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 714,454,000 | 676,340,000 | 674,975,000 | 697,920,000 |
| Interest-bearing deposits | 613,660,000 | 571,534,000 | 576,704,000 | 604,853,000 |
| Noninterest-bearing deposits | 100,794,000 | 104,806,000 | 98,271,000 | 93,067,000 |
| Equity capital | 67,384,000 | 65,804,000 | 64,555,000 | 67,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,786,000 | 18,152,000 | 27,936,000 | 38,400,000 |
| Interest expense | 1,442,000 | 2,850,000 | 4,545,000 | 7,524,000 |
| Net interest income | 7,344,000 | 15,302,000 | 23,391,000 | 30,876,000 |
| Noninterest income | 583,000 | 797,000 | 1,446,000 | 2,035,000 |
| Noninterest expense | 5,488,000 | 10,923,000 | 16,431,000 | 22,546,000 |
| Provision for loan losses | 560,000 | 1,250,000 | 1,710,000 | 1,710,000 |
| Pretax income | 1,879,000 | 3,926,000 | 6,696,000 | 8,655,000 |
| Income tax | 379,000 | 794,000 | 1,397,000 | 1,748,000 |
| Net income | 1,500,000 | 3,132,000 | 5,299,000 | 6,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,739,000 | 74,371,000 | 76,538,000 | 78,934,000 |
| Total capital | 79,383,000 | 81,092,000 | 83,325,000 | 85,885,000 |
| Risk-weighted assets | 530,475,000 | 536,650,000 | 541,753,000 | 555,072,000 |